JSM 2011 Online Program

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Abstract Details

Activity Number: 355
Type: Contributed
Date/Time: Tuesday, August 2, 2011 : 10:30 AM to 12:20 PM
Sponsor: Section on Statistics and Marketing
Abstract - #302075
Title: Bank Branch Channel Preference Analysis
Author(s): Jin Sun*+ and Bin Zhang and Ming Xie
Companies: IBM Research China and IBM Research China and IBM Research China
Address: Building 19# Zhongguancun Software Park,, Beijing, International, 100094, China
Keywords: branch channel preference ; information gain ; decision tree ; a unified feature view
Abstract:

ATM is an important and frequently used service channel within bank branches. How to determine the number of ATMs within a bank branch, however, is a difficult and challenging problem. To address this problem, the first step is to determine customers' preference on ATMs. In this paper, the transaction records of over ten thousand clients of a typical bank branch are investigated. Such data is used to construct a unified feature view of customers including basic information, transaction behavior, and product preference. The information gain of each feature with respect to the preference on ATMs is calculated to screen out a small subset of features with larger information gain. Based on the samples and the selected features, a decision tree is derived with a prediction accuracy of 85%.


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